Funding decisions in days — structured properly, placed with the right lender.
We're FCA-authorised credit brokers who match your business to suitable lenders using just 6 months of bank statements.
No obligation. No credit footprint at this stage. Just a clear view of what's actually available to you.
Not Sure Which Funding Route Fits?
Take our 2-minute Funding Routes Check to discover which secured and unsecured options match your business profile — before you apply.
What You'll Discover
- Secured vs Unsecured Routes
See how many options you qualify for in each category
- Indicative Funding Range
Estimated amounts based on your turnover and profile
- Route Comparison
Understand the key differences and which suits you best
- No Credit Impact
This is a discovery tool only — no searches, no footprint
How It Works
Answer 4 Quick Questions
Monthly turnover, business type, homeowner status, credit health
Provide Contact Details
So we can send you the results and discuss next steps
Get Your Routes Instantly
See your personalized funding routes breakdown on screen
Takes 2 minutes. No obligation. No credit check. Just clarity on which routes suit your business.
Takes just 2 minutes • No credit impact • Instant results
Could We Help Your Business?
We Work With Businesses That:
- Need funding from £20k upwards for working capital, growth, or cash flow
- Have an annual turnover of £100k or more
- Have been trading for at least 6 months
- Can provide 6 months of business bank statements
- Value speed and certainty in their funding decisions
How It Works
Simple, transparent process from eligibility check to funding
Quick Eligibility Check
Complete a short form with basic business details. Takes 60 seconds. No obligation and no impact on your credit score.
Broker Review & Structuring
We review your bank statements, assess your cash flow, and structure your case to match the right lender criteria.
Lender Match & Decision
Your application goes to suitable lenders. You receive a decision in days, not weeks. We handle the entire process.
Important: This is not a formal application at the eligibility stage. We assess suitability first, then proceed only if there's a viable match.
Trusted by UK SMEs
Real businesses, real results
Tom Powney
Briggs Shoes
"Fast, friendly service. BR understood our requirements, analysed our current state as a business and reduced our overall spend on debt servicing."
Funding: £75k working capital
Outcome: Approved in 5 days
Jeffrey Linton
JR Linton Tech
"BR Finance helped us set realistic, strategic growth targets and structured funding to ensure we could meet them. Five years later, one of the best decisions we've made."
Funding: £150k growth capital
Outcome: Multi-year partnership
Enlight Group
Facilities Management
"Pervin helped us secure our first loan, which will give us the opportunity to accelerate our growth. Highly recommend for all things finance!"
Funding: £50k first-time funding
Outcome: Approved despite limited history
Common Questions
Clear, honest answers
Will this affect my credit score?
No. The initial eligibility check does not involve a credit search. We only conduct credit checks when you decide to proceed with a formal application, and we'll always inform you first.
What if I've been declined before?
Previous declines don't automatically disqualify you. Lenders have different criteria, and we specialise in matching businesses to the right lender. We assess your current situation and cash flow, not just past decisions.
Do you charge fees?
We're paid by lenders when a facility is successfully arranged. There are no upfront fees to you. Our fee structure is disclosed clearly before any formal application proceeds.
Are you the lender?
No. We are a credit broker, not a lender. We work with multiple lenders to find the right match for your business. This gives you access to more options than applying direct to a single lender.
How long does the process take?
From eligibility check to funding typically takes 5–10 working days, depending on the lender and complexity of your case. We prioritise speed without compromising on proper structuring.
Still have questions?
Book a no-obligation call with our funding experts
Check Your Eligibility
No obligation. No credit footprint.